The PPay Platform

One dashboard.
Every product you need to get paid.

Collect payments, prevent fraud, settle funds, and keep your books reconciled, from one API and one dashboard. Each product below links to its own page.

How it works

From First Payment to Settlement

Sign up, pick a way to collect a payment, and the rest updates itself.

1

Sign up

Create an account, a sandbox API key is generated automatically, no approval wait.

2

Pick a way to collect payment

A payment link, an invoice, hosted Checkout, or your own integration against the API.

3

Sentinel scores it, then the customer pays

Test cards/wallets produce deterministic outcomes, one always declines, one always succeeds.

4

Dashboard + notifications update instantly

No manual refresh, the transaction list, volume chart, and your activity feed update the moment it completes.

5

Nightly settlement

A scheduled job batches the day's payments, see it on Balances & Payouts.

6

Refund, or respond to a dispute

Any unsettled payment can be refunded; a chargeback goes to Disputes with a 7-day response clock.

See the exact API calls →

Payments

Collect money, however your customer wants to pay

A hosted payment page, card, wallet, and bank transfer, mobile-optimised, with Sentinel scoring before the charge is attempted.

Collect a payment with no code and no website, share it on WhatsApp or SMS.

Risk, money & platform

Everything around the payment itself

Real-time risk scoring, a high-risk attempt is blocked before it reaches a payment rail.

Balances & Payouts

Nightly settlement batches, and a payout schedule you control.

Financial Connections

Team & Security

REST API, signed webhooks with retries, and deterministic test credentials.

Build and test every product in the sandbox

Your team integrates against the complete platform with deterministic test cards and wallets, so checkout, billing, settlement, and fraud handling are proven before your first customer pays.

Read the Documentation

Explore the APIs

Every product on this page is reachable via our REST API. Test the integration in sandbox mode instantly.

View API Reference →